Call reports 2022
SJN BANK OF KANSAS — 2022
What SJN BANK OF KANSAS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 232,900,000 | 239,425,000 | 238,169,000 | 240,168,000 |
| Total loans | 104,176,000 | 110,395,000 | 112,149,000 | 116,311,000 |
| Allowance for loan losses | 4,050,000 | 4,053,000 | 4,061,000 | 4,055,000 |
| Securities available for sale | 113,689,000 | 113,676,000 | 107,867,000 | 106,563,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,974,000 | 206,378,000 | 200,774,000 | 206,483,000 |
| Interest-bearing deposits | 159,277,000 | 160,055,000 | 152,369,000 | 153,515,000 |
| Noninterest-bearing deposits | 50,697,000 | 46,323,000 | 48,405,000 | 52,968,000 |
| Equity capital | 17,428,000 | 16,305,000 | 14,471,000 | 16,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,759,000 | 3,666,000 | 5,813,000 | 8,095,000 |
| Interest expense | 115,000 | 236,000 | 430,000 | 714,000 |
| Net interest income | 1,644,000 | 3,430,000 | 5,383,000 | 7,381,000 |
| Noninterest income | 104,000 | 223,000 | 605,000 | 1,078,000 |
| Noninterest expense | 1,261,000 | 2,528,000 | 3,820,000 | 5,334,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 494,000 | 1,174,000 | 2,264,000 | 2,475,000 |
| Income tax | 106,000 | 256,000 | 505,000 | 540,000 |
| Net income | 388,000 | 918,000 | 1,759,000 | 1,935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,412,000 | 21,038,000 | 21,979,000 | 21,951,000 |
| Total capital | 22,095,000 | 22,802,000 | 23,759,000 | 23,782,000 |
| Risk-weighted assets | 132,284,000 | 138,879,000 | 140,125,000 | 144,259,000 |