Call reports 2021
SJN BANK OF KANSAS — 2021
What SJN BANK OF KANSAS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 217,937,000 | 223,295,000 | 228,559,000 | 224,943,000 |
| Total loans | 105,396,000 | 108,127,000 | 107,743,000 | 107,813,000 |
| Allowance for loan losses | 3,713,000 | 4,434,000 | 3,942,000 | 4,013,000 |
| Securities available for sale | 98,064,000 | 94,383,000 | 101,325,000 | 98,258,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,063,000 | 198,665,000 | 201,454,000 | 203,542,000 |
| Interest-bearing deposits | 150,718,000 | 154,807,000 | 153,271,000 | 154,272,000 |
| Noninterest-bearing deposits | 42,345,000 | 43,858,000 | 48,183,000 | 49,270,000 |
| Equity capital | 18,445,000 | 18,625,000 | 20,834,000 | 20,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,740,000 | 4,229,000 | 5,958,000 | 7,701,000 |
| Interest expense | 154,000 | 290,000 | 419,000 | 539,000 |
| Net interest income | 1,586,000 | 3,939,000 | 5,539,000 | 7,162,000 |
| Noninterest income | 188,000 | 224,000 | 340,000 | 452,000 |
| Noninterest expense | 1,227,000 | 2,517,000 | 3,790,000 | 4,794,000 |
| Provision for loan losses | 0 | 1,000,000 | 1,000,000 | 1,000,000 |
| Pretax income | 660,000 | 776,000 | 1,251,000 | 1,789,000 |
| Income tax | 141,000 | 150,000 | 253,000 | 363,000 |
| Net income | 519,000 | 626,000 | 998,000 | 1,426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,848,000 | 17,054,000 | 19,399,000 | 19,924,000 |
| Total capital | 18,515,000 | 18,768,000 | 21,219,000 | 21,634,000 |
| Risk-weighted assets | 131,347,000 | 134,272,000 | 143,483,000 | 134,508,000 |