Call reports 2018
SJN BANK OF KANSAS — 2018
What SJN BANK OF KANSAS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 141,838,000 | 145,296,000 | 144,198,000 | 147,364,000 |
| Total loans | 79,012,000 | 81,114,000 | 83,298,000 | 82,527,000 |
| Allowance for loan losses | 1,602,000 | 1,707,000 | 1,713,000 | 2,175,000 |
| Securities available for sale | 50,778,000 | 49,839,000 | 48,915,000 | 48,440,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,839,000 | 126,870,000 | 118,222,000 | 122,712,000 |
| Interest-bearing deposits | 106,448,000 | 104,144,000 | 98,222,000 | 99,133,000 |
| Noninterest-bearing deposits | 21,391,000 | 22,726,000 | 20,000,000 | 23,579,000 |
| Equity capital | 13,535,000 | 13,956,000 | 14,084,000 | 14,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,582,000 | 3,206,000 | 4,880,000 | 6,557,000 |
| Interest expense | 156,000 | 312,000 | 495,000 | 708,000 |
| Net interest income | 1,426,000 | 2,894,000 | 4,385,000 | 5,849,000 |
| Noninterest income | 145,000 | 329,000 | 502,000 | 650,000 |
| Noninterest expense | 821,000 | 1,749,000 | 2,767,000 | 4,089,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 600,000 |
| Pretax income | 736,000 | 1,360,000 | 2,006,000 | 1,794,000 |
| Income tax | 152,000 | 357,000 | 494,000 | 422,000 |
| Net income | 584,000 | 1,003,000 | 1,512,000 | 1,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,343,000 | 12,816,000 | 13,201,000 | 13,021,000 |
| Total capital | 13,567,000 | 14,075,000 | 14,485,000 | 14,316,000 |
| Risk-weighted assets | 97,588,000 | 100,317,000 | 102,339,000 | 102,730,000 |