Call reports 2017
SJN BANK OF KANSAS — 2017
What SJN BANK OF KANSAS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 151,455,000 | 147,323,000 | 144,229,000 | 149,824,000 |
| Total loans | 77,084,000 | 76,600,000 | 80,301,000 | 79,226,000 |
| Allowance for loan losses | 1,488,000 | 1,503,000 | 1,505,000 | 1,601,000 |
| Securities available for sale | 58,447,000 | 53,491,000 | 50,464,000 | 48,260,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,819,000 | 125,966,000 | 120,991,000 | 131,816,000 |
| Interest-bearing deposits | 106,325,000 | 104,811,000 | 100,313,000 | 105,959,000 |
| Noninterest-bearing deposits | 19,494,000 | 21,155,000 | 20,678,000 | 25,857,000 |
| Equity capital | 12,945,000 | 13,743,000 | 14,046,000 | 13,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,538,000 | 3,109,000 | 4,710,000 | 6,319,000 |
| Interest expense | 129,000 | 274,000 | 425,000 | 582,000 |
| Net interest income | 1,409,000 | 2,835,000 | 4,285,000 | 5,737,000 |
| Noninterest income | 175,000 | 367,000 | 547,000 | 695,000 |
| Noninterest expense | 985,000 | 2,089,000 | 3,042,000 | 4,467,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 601,000 | 1,191,000 | 1,886,000 | 1,961,000 |
| Income tax | 155,000 | 307,000 | 498,000 | 626,000 |
| Net income | 446,000 | 884,000 | 1,388,000 | 1,335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,347,000 | 11,830,000 | 12,229,000 | 12,070,000 |
| Total capital | 12,591,000 | 13,041,000 | 13,468,000 | 13,306,000 |
| Risk-weighted assets | 99,309,000 | 96,647,000 | 98,857,000 | 98,573,000 |