Call reports 2002
SJN BANK OF KANSAS — 2002
What SJN BANK OF KANSAS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 31,000,000 | 31,250,000 | 31,293,000 | 32,052,000 |
| Total loans | 16,665,000 | 16,882,000 | 16,475,000 | 16,313,000 |
| Allowance for loan losses | 291,000 | 237,000 | 234,000 | 234,000 |
| Securities available for sale | 9,553,000 | 9,600,000 | 9,158,000 | 9,948,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,830,000 | 25,807,000 | 25,778,000 | 26,638,000 |
| Interest-bearing deposits | 23,263,000 | 23,291,000 | 23,007,000 | 24,212,000 |
| Noninterest-bearing deposits | 2,567,000 | 2,516,000 | 2,771,000 | 2,426,000 |
| Equity capital | 5,002,000 | 5,172,000 | 5,233,000 | 5,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 483,000 | 964,000 | 1,436,000 | 1,874,000 |
| Interest expense | 194,000 | 368,000 | 523,000 | 664,000 |
| Net interest income | 289,000 | 596,000 | 913,000 | 1,210,000 |
| Noninterest income | 38,000 | 84,000 | 134,000 | 183,000 |
| Noninterest expense | 197,000 | 405,000 | 620,000 | 955,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 130,000 | 275,000 | 427,000 | 438,000 |
| Income tax | 41,000 | 82,000 | 120,000 | 123,000 |
| Net income | 89,000 | 193,000 | 307,000 | 316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,943,000 | 5,048,000 | 5,068,000 | 5,067,000 |
| Total capital | 5,188,000 | 5,285,000 | 5,302,000 | 5,301,000 |
| Risk-weighted assets | 19,571,000 | 19,979,000 | 19,574,000 | 19,589,000 |