Call reports 2001
SJN BANK OF KANSAS — 2001
What SJN BANK OF KANSAS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 31,352,000 | 30,731,000 | 30,464,000 | 32,095,000 |
| Total loans | 16,491,000 | 16,600,000 | 16,868,000 | 16,621,000 |
| Allowance for loan losses | 298,000 | 262,000 | 289,000 | 290,000 |
| Securities available for sale | 9,184,000 | 7,755,000 | 8,548,000 | 9,529,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,077,000 | 25,401,000 | 25,193,000 | 26,964,000 |
| Interest-bearing deposits | 23,863,000 | 23,122,000 | 22,719,000 | 24,554,000 |
| Noninterest-bearing deposits | 2,214,000 | 2,279,000 | 2,474,000 | 2,410,000 |
| Equity capital | 4,990,000 | 5,049,000 | 4,983,000 | 4,935,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 589,000 | 1,132,000 | 1,652,000 | 2,150,000 |
| Interest expense | 283,000 | 549,000 | 786,000 | 1,001,000 |
| Net interest income | 306,000 | 583,000 | 866,000 | 1,149,000 |
| Noninterest income | 31,000 | 74,000 | 110,000 | 151,000 |
| Noninterest expense | 200,000 | 408,000 | 624,000 | 905,000 |
| Provision for loan losses | 0 | 24,000 | 128,000 | 128,000 |
| Pretax income | 137,000 | 225,000 | 224,000 | 298,000 |
| Income tax | 36,000 | 72,000 | 108,000 | 57,000 |
| Net income | 101,000 | 153,000 | 116,000 | 241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,886,000 | 4,938,000 | 4,826,000 | 4,851,000 |
| Total capital | 5,129,000 | 5,183,000 | 5,073,000 | 5,098,000 |
| Risk-weighted assets | 19,379,000 | 19,544,000 | 19,627,000 | 19,751,000 |