Call reports 2002
PEOPLES STATE BANK, THE — 2002
What PEOPLES STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 77,197,000 | 74,511,000 | 69,603,000 | 69,467,000 |
| Total loans | 59,889,000 | 58,251,000 | 56,339,000 | 53,165,000 |
| Allowance for loan losses | 1,836,000 | 1,641,000 | 1,591,000 | 1,523,000 |
| Securities available for sale | 7,282,000 | 5,442,000 | 2,917,000 | 2,416,000 |
| Securities held to maturity | 4,063,000 | 4,034,000 | 4,034,000 | 3,534,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,975,000 | 55,201,000 | 50,399,000 | 50,145,000 |
| Interest-bearing deposits | 52,558,000 | 49,388,000 | 44,970,000 | 44,167,000 |
| Noninterest-bearing deposits | 5,417,000 | 5,813,000 | 5,429,000 | 5,978,000 |
| Equity capital | 4,912,000 | 5,026,000 | 4,939,000 | 5,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,465,000 | 2,837,000 | 4,140,000 | 5,361,000 |
| Interest expense | 778,000 | 1,520,000 | 2,180,000 | 2,770,000 |
| Net interest income | 687,000 | 1,317,000 | 1,960,000 | 2,591,000 |
| Noninterest income | 106,000 | 233,000 | 274,000 | 386,000 |
| Noninterest expense | 528,000 | 1,078,000 | 1,664,000 | 2,150,000 |
| Provision for loan losses | 60,000 | 350,000 | 500,000 | 500,000 |
| Pretax income | 205,000 | 111,000 | 60,000 | 318,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 205,000 | 111,000 | 60,000 | 318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,836,000 | 3,763,000 | 3,723,000 | 3,819,000 |
| Total capital | 4,428,000 | 4,351,000 | 4,272,000 | 4,374,000 |
| Risk-weighted assets | 46,115,000 | 45,977,000 | 42,852,000 | 43,425,000 |