Call reports 2001
PEOPLES STATE BANK, THE — 2001
What PEOPLES STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 58,620,000 | 63,075,000 | 78,258,000 | 77,954,000 |
| Total loans | 47,125,000 | 49,864,000 | 56,802,000 | 58,143,000 |
| Allowance for loan losses | 336,000 | 501,000 | 647,000 | 1,821,000 |
| Securities available for sale | 1,833,000 | 3,597,000 | 9,058,000 | 6,608,000 |
| Securities held to maturity | 5,433,000 | 4,717,000 | 3,491,000 | 4,126,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,912,000 | 42,624,000 | 57,604,000 | 58,651,000 |
| Interest-bearing deposits | 37,692,000 | 39,824,000 | 52,472,000 | 52,929,000 |
| Noninterest-bearing deposits | 3,220,000 | 2,800,000 | 5,132,000 | 5,722,000 |
| Equity capital | 3,389,000 | 6,132,000 | 6,253,000 | 4,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,242,000 | 2,522,000 | 3,951,000 | 5,357,000 |
| Interest expense | 771,000 | 1,570,000 | 2,401,000 | 3,251,000 |
| Net interest income | 471,000 | 952,000 | 1,550,000 | 2,106,000 |
| Noninterest income | 73,000 | 145,000 | 224,000 | 325,000 |
| Noninterest expense | 355,000 | 708,000 | 1,148,000 | 1,670,000 |
| Provision for loan losses | 75,000 | 245,000 | 265,000 | 1,995,000 |
| Pretax income | 157,000 | 199,000 | 453,000 | -1,117,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 157,000 | 199,000 | 453,000 | -1,117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,320,000 | 6,099,000 | 4,897,000 | 3,708,000 |
| Total capital | 3,656,000 | 6,579,000 | 5,468,000 | 4,284,000 |
| Risk-weighted assets | 36,720,000 | 38,407,000 | 45,640,000 | 44,827,000 |