Call reports 2016
CAPITAL BANK CORPORATION — 2016
What CAPITAL BANK CORPORATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 7,482,864,000 | 7,631,460,000 | 7,789,968,000 | 9,936,645,000 |
| Total loans | 5,634,957,000 | 5,744,905,000 | 5,935,934,000 | 7,406,192,000 |
| Allowance for loan losses | 45,263,000 | 44,883,000 | 43,984,000 | 43,065,000 |
| Securities available for sale | 663,925,000 | 650,470,000 | 652,945,000 | 912,250,000 |
| Securities held to maturity | 460,483,000 | 468,943,000 | 466,063,000 | 463,959,000 |
| Trading assets | 3,418,000 | 4,155,000 | 4,463,000 | 4,748,000 |
| Total deposits | 6,028,409,000 | 5,956,503,000 | 6,176,458,000 | 7,962,475,000 |
| Interest-bearing deposits | 4,825,346,000 | 4,770,292,000 | 4,958,249,000 | 6,362,067,000 |
| Noninterest-bearing deposits | 1,203,063,000 | 1,186,211,000 | 1,218,209,000 | 1,600,408,000 |
| Equity capital | 988,549,000 | 948,990,000 | 967,355,000 | 1,338,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 69,471,000 | 139,051,000 | 209,980,000 | 297,727,000 |
| Interest expense | 6,729,000 | 13,391,000 | 20,278,000 | 28,256,000 |
| Net interest income | 62,742,000 | 125,660,000 | 189,702,000 | 269,471,000 |
| Noninterest income | 2,516,000 | 13,391,000 | 24,896,000 | 39,089,000 |
| Noninterest expense | 44,861,000 | 87,101,000 | 132,474,000 | 204,393,000 |
| Provision for loan losses | 1,375,000 | 2,547,000 | 3,133,000 | 5,113,000 |
| Pretax income | 19,022,000 | 49,495,000 | 79,083,000 | 101,032,000 |
| Income tax | 7,039,000 | 18,393,000 | 27,794,000 | 35,759,000 |
| Net income | 11,983,000 | 31,102,000 | 51,289,000 | 65,273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 807,989,000 | 760,473,000 | 781,015,000 | 1,010,409,000 |
| Total capital | 855,712,000 | 807,794,000 | 827,480,000 | 1,054,016,000 |
| Risk-weighted assets | 6,236,660,000 | 6,352,430,000 | 6,515,852,000 | 8,152,112,000 |