Call reports 2015
CAPITAL BANK CORPORATION — 2015
What CAPITAL BANK CORPORATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 6,975,792,000 | 7,053,081,000 | 7,260,046,000 | 7,451,485,000 |
| Total loans | 5,078,009,000 | 5,206,414,000 | 5,404,944,000 | 5,632,716,000 |
| Allowance for loan losses | 48,225,000 | 48,063,000 | 46,278,000 | 45,034,000 |
| Securities available for sale | 575,593,000 | 600,138,000 | 647,423,000 | 637,329,000 |
| Securities held to maturity | 448,962,000 | 426,427,000 | 467,544,000 | 472,505,000 |
| Trading assets | 2,852,000 | 2,898,000 | 2,893,000 | 3,013,000 |
| Total deposits | 5,577,411,000 | 5,697,125,000 | 5,715,935,000 | 5,958,134,000 |
| Interest-bearing deposits | 4,450,233,000 | 4,556,523,000 | 4,578,233,000 | 4,825,741,000 |
| Noninterest-bearing deposits | 1,127,178,000 | 1,140,602,000 | 1,137,702,000 | 1,132,393,000 |
| Equity capital | 925,206,000 | 934,695,000 | 958,513,000 | 967,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 66,046,000 | 133,357,000 | 202,075,000 | 271,629,000 |
| Interest expense | 5,057,000 | 10,501,000 | 16,364,000 | 22,552,000 |
| Net interest income | 60,989,000 | 122,856,000 | 185,711,000 | 249,077,000 |
| Noninterest income | 8,408,000 | 18,395,000 | 28,422,000 | 39,592,000 |
| Noninterest expense | 50,079,000 | 98,322,000 | 144,359,000 | 190,973,000 |
| Provision for loan losses | -841,000 | 458,000 | 1,257,000 | 2,346,000 |
| Pretax income | 20,210,000 | 42,497,000 | 68,556,000 | 95,389,000 |
| Income tax | 7,317,000 | 15,297,000 | 24,660,000 | 34,741,000 |
| Net income | 12,893,000 | 27,200,000 | 43,896,000 | 60,648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 724,780,000 | 745,997,000 | 772,914,000 | 793,722,000 |
| Total capital | 776,855,000 | 797,910,000 | 823,063,000 | 842,580,000 |
| Risk-weighted assets | 5,557,629,000 | 5,659,512,000 | 5,997,563,000 | 6,159,050,000 |