Call reports 2020
BANK OF COLORADO — 2020
What BANK OF COLORADO reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 4,560,820,000 | 5,251,845,000 | 5,327,008,000 | 5,621,176,000 |
| Total loans | 2,674,313,000 | 3,194,024,000 | 3,323,894,000 | 3,285,523,000 |
| Allowance for loan losses | 39,526,000 | 40,985,000 | 42,453,000 | 43,949,000 |
| Securities available for sale | 1,425,552,000 | 1,417,593,000 | 1,501,350,000 | 1,627,724,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,839,193,000 | 4,488,853,000 | 4,553,551,000 | 4,841,830,000 |
| Interest-bearing deposits | 3,516,148,000 | 4,050,108,000 | 4,185,857,000 | 4,406,863,000 |
| Noninterest-bearing deposits | 323,045,000 | 438,745,000 | 367,694,000 | 434,967,000 |
| Equity capital | 467,320,000 | 498,031,000 | 516,151,000 | 527,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 41,954,000 | 84,381,000 | 130,679,000 | 177,425,000 |
| Interest expense | 6,441,000 | 10,434,000 | 13,538,000 | 16,305,000 |
| Net interest income | 35,513,000 | 73,947,000 | 117,141,000 | 161,120,000 |
| Noninterest income | 6,603,000 | 13,913,000 | 24,275,000 | 35,940,000 |
| Noninterest expense | 25,753,000 | 52,286,000 | 79,521,000 | 109,388,000 |
| Provision for loan losses | 648,000 | 2,069,000 | 3,581,000 | 5,131,000 |
| Pretax income | 15,715,000 | 33,508,000 | 58,317,000 | 82,541,000 |
| Income tax | 3,653,000 | 7,730,000 | 13,497,000 | 19,131,000 |
| Net income | 12,062,000 | 25,778,000 | 44,820,000 | 63,410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 410,459,000 | 429,539,000 | 448,814,000 | 463,635,000 |
| Total capital | 448,000,000 | 468,707,000 | 490,237,000 | 507,007,000 |
| Risk-weighted assets | 3,001,370,000 | 3,131,643,000 | 3,312,844,000 | 3,469,261,000 |