Call reports 2019
BANK OF COLORADO — 2019
What BANK OF COLORADO reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 4,143,426,000 | 4,270,083,000 | 4,427,795,000 | 4,520,376,000 |
| Total loans | 2,491,368,000 | 2,539,484,000 | 2,602,398,000 | 2,618,765,000 |
| Allowance for loan losses | 38,863,000 | 38,920,000 | 38,771,000 | 38,952,000 |
| Securities available for sale | 1,248,486,000 | 1,276,159,000 | 1,387,915,000 | 1,368,218,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,544,108,000 | 3,613,033,000 | 3,741,476,000 | 3,818,527,000 |
| Interest-bearing deposits | 3,317,967,000 | 3,346,314,000 | 3,459,520,000 | 3,465,926,000 |
| Noninterest-bearing deposits | 226,141,000 | 266,719,000 | 281,956,000 | 352,601,000 |
| Equity capital | 397,116,000 | 420,528,000 | 439,200,000 | 447,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 39,018,000 | 80,565,000 | 123,134,000 | 166,242,000 |
| Interest expense | 6,531,000 | 14,282,000 | 22,024,000 | 29,341,000 |
| Net interest income | 32,487,000 | 66,283,000 | 101,110,000 | 136,901,000 |
| Noninterest income | 5,688,000 | 22,871,000 | 32,441,000 | 40,184,000 |
| Noninterest expense | 22,090,000 | 46,995,000 | 71,875,000 | 97,331,000 |
| Provision for loan losses | 71,000 | 192,000 | 220,000 | 441,000 |
| Pretax income | 16,012,000 | 41,965,000 | 61,453,000 | 79,310,000 |
| Income tax | 3,765,000 | 9,821,000 | 14,445,000 | 18,701,000 |
| Net income | 12,247,000 | 32,144,000 | 47,008,000 | 60,609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 362,812,000 | 374,015,000 | 389,185,000 | 403,092,000 |
| Total capital | 396,988,000 | 408,868,000 | 424,953,000 | 438,909,000 |
| Risk-weighted assets | 2,729,441,000 | 2,784,175,000 | 2,858,465,000 | 2,862,259,000 |