Call reports 2014
BANK OF COLORADO — 2014
What BANK OF COLORADO reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 2,515,034,000 | 2,547,328,000 | 2,675,376,000 | 2,732,217,000 |
| Total loans | 1,570,134,000 | 1,634,449,000 | 1,692,519,000 | 1,777,313,000 |
| Allowance for loan losses | 29,124,000 | 29,886,000 | 30,506,000 | 31,377,000 |
| Securities available for sale | 780,459,000 | 754,270,000 | 751,770,000 | 733,459,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,029,852,000 | 2,075,729,000 | 2,084,043,000 | 2,215,674,000 |
| Interest-bearing deposits | 1,872,315,000 | 1,893,627,000 | 1,897,760,000 | 2,007,332,000 |
| Noninterest-bearing deposits | 157,537,000 | 182,102,000 | 186,283,000 | 208,342,000 |
| Equity capital | 254,604,000 | 253,916,000 | 263,416,000 | 274,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 21,402,000 | 43,525,000 | 66,682,000 | 90,286,000 |
| Interest expense | 1,670,000 | 3,359,000 | 4,997,000 | 6,633,000 |
| Net interest income | 19,732,000 | 40,166,000 | 61,685,000 | 83,653,000 |
| Noninterest income | 4,171,000 | 8,923,000 | 14,610,000 | 19,989,000 |
| Noninterest expense | 14,824,000 | 29,329,000 | 44,549,000 | 59,657,000 |
| Provision for loan losses | 509,000 | 1,339,000 | 2,057,000 | 2,778,000 |
| Pretax income | 8,570,000 | 18,467,000 | 29,735,000 | 41,335,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 8,570,000 | 18,467,000 | 29,735,000 | 41,335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 218,522,000 | 217,633,000 | 229,119,000 | 240,935,000 |
| Total capital | 240,197,000 | 239,743,000 | 252,068,000 | 264,662,000 |
| Risk-weighted assets | 1,725,690,000 | 1,760,304,000 | 1,827,596,000 | 1,889,972,000 |