Call reports 2013
BANK OF COLORADO — 2013
What BANK OF COLORADO reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,318,495,000 | 2,479,763,000 | 2,505,631,000 | 2,527,421,000 |
| Total loans | 1,340,936,000 | 1,491,536,000 | 1,515,843,000 | 1,547,826,000 |
| Allowance for loan losses | 28,687,000 | 28,572,000 | 28,576,000 | 28,739,000 |
| Securities available for sale | 855,523,000 | 855,469,000 | 826,521,000 | 796,021,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,877,134,000 | 2,016,214,000 | 2,067,634,000 | 2,057,175,000 |
| Interest-bearing deposits | 1,754,140,000 | 1,850,811,000 | 1,924,502,000 | 1,889,562,000 |
| Noninterest-bearing deposits | 122,994,000 | 165,403,000 | 143,132,000 | 167,613,000 |
| Equity capital | 251,142,000 | 239,431,000 | 239,945,000 | 243,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 19,854,000 | 40,911,000 | 63,023,000 | 85,022,000 |
| Interest expense | 1,942,000 | 3,860,000 | 5,726,000 | 7,482,000 |
| Net interest income | 17,912,000 | 37,051,000 | 57,297,000 | 77,540,000 |
| Noninterest income | 5,322,000 | 10,823,000 | 16,169,000 | 20,814,000 |
| Noninterest expense | 13,488,000 | 27,611,000 | 42,524,000 | 56,919,000 |
| Provision for loan losses | 698,000 | 743,000 | 1,038,000 | 1,140,000 |
| Pretax income | 9,048,000 | 19,521,000 | 29,905,000 | 40,296,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 9,048,000 | 19,521,000 | 29,905,000 | 40,296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 206,812,000 | 201,030,000 | 203,629,000 | 209,736,000 |
| Total capital | 225,421,000 | 221,242,000 | 224,601,000 | 231,133,000 |
| Risk-weighted assets | 1,477,883,000 | 1,607,952,000 | 1,668,915,000 | 1,703,383,000 |