Call reports 2008
BANK OF COLORADO — 2008
What BANK OF COLORADO reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,770,140,000 | 1,775,774,000 | 1,797,189,000 | 1,856,818,000 |
| Total loans | 1,263,497,000 | 1,321,240,000 | 1,330,696,000 | 1,352,413,000 |
| Allowance for loan losses | 20,419,000 | 21,084,000 | 21,741,000 | 22,736,000 |
| Securities available for sale | 343,116,000 | 304,482,000 | 323,344,000 | 314,791,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,435,221,000 | 1,449,031,000 | 1,480,211,000 | 1,509,436,000 |
| Interest-bearing deposits | 1,363,701,000 | 1,384,206,000 | 1,408,177,000 | 1,432,089,000 |
| Noninterest-bearing deposits | 71,520,000 | 64,825,000 | 72,034,000 | 77,347,000 |
| Equity capital | 180,676,000 | 175,046,000 | 168,251,000 | 177,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 26,793,000 | 52,264,000 | 77,680,000 | 103,031,000 |
| Interest expense | 10,816,000 | 20,099,000 | 29,228,000 | 37,497,000 |
| Net interest income | 15,977,000 | 32,165,000 | 48,452,000 | 65,534,000 |
| Noninterest income | 3,603,000 | 7,193,000 | 10,746,000 | 14,089,000 |
| Noninterest expense | 11,048,000 | 23,264,000 | 35,260,000 | 47,276,000 |
| Provision for loan losses | 1,282,000 | 2,060,000 | 2,838,000 | 5,628,000 |
| Pretax income | 7,417,000 | 14,254,000 | 11,068,000 | 16,763,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 7,417,000 | 14,254,000 | 11,068,000 | 16,763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 145,917,000 | 143,765,000 | 137,435,000 | 143,365,000 |
| Total capital | 163,232,000 | 161,673,000 | 155,273,000 | 161,407,000 |
| Risk-weighted assets | 1,382,100,000 | 1,429,426,000 | 1,423,166,000 | 1,438,703,000 |