Call reports 2007
BANK OF COLORADO — 2007
What BANK OF COLORADO reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,663,085,000 | 1,709,086,000 | 1,723,160,000 | 1,811,996,000 |
| Total loans | 1,141,265,000 | 1,185,058,000 | 1,206,512,000 | 1,257,824,000 |
| Allowance for loan losses | 18,631,000 | 19,031,000 | 19,402,000 | 19,093,000 |
| Securities available for sale | 399,257,000 | 393,668,000 | 389,709,000 | 380,279,000 |
| Securities held to maturity | 0 | 0 | 100,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,412,650,000 | 1,412,002,000 | 1,422,892,000 | 1,436,107,000 |
| Interest-bearing deposits | 1,342,360,000 | 1,337,431,000 | 1,356,276,000 | 1,367,689,000 |
| Noninterest-bearing deposits | 70,290,000 | 74,571,000 | 66,616,000 | 68,418,000 |
| Equity capital | 159,375,000 | 154,460,000 | 163,600,000 | 172,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 26,423,000 | 53,789,000 | 82,075,000 | 110,462,000 |
| Interest expense | 11,908,000 | 24,097,000 | 36,311,000 | 48,070,000 |
| Net interest income | 14,515,000 | 29,692,000 | 45,764,000 | 62,392,000 |
| Noninterest income | 2,859,000 | 6,573,000 | 10,019,000 | 13,403,000 |
| Noninterest expense | 10,796,000 | 22,198,000 | 33,618,000 | 45,291,000 |
| Provision for loan losses | 430,000 | 832,000 | 1,248,000 | 1,672,000 |
| Pretax income | 5,519,000 | 12,559,000 | 19,517,000 | 27,671,000 |
| Income tax | 0 | 81,000 | 31,000 | 31,000 |
| Net income | 5,519,000 | 12,478,000 | 19,486,000 | 27,640,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 128,119,000 | 125,891,000 | 131,156,000 | 138,885,000 |
| Total capital | 143,832,000 | 142,113,000 | 147,703,000 | 156,146,000 |
| Risk-weighted assets | 1,254,109,000 | 1,294,976,000 | 1,320,942,000 | 1,379,011,000 |