Call reports 2005
BANK OF COLORADO — 2005
What BANK OF COLORADO reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,290,851,000 | 1,356,757,000 | 1,432,873,000 | 1,505,931,000 |
| Total loans | 975,137,000 | 1,007,560,000 | 990,227,000 | 1,013,069,000 |
| Allowance for loan losses | 15,781,000 | 16,058,000 | 16,303,000 | 16,644,000 |
| Securities available for sale | 213,691,000 | 203,915,000 | 315,200,000 | 349,264,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,075,491,000 | 1,150,064,000 | 1,220,495,000 | 1,281,307,000 |
| Interest-bearing deposits | 998,724,000 | 1,082,574,000 | 1,158,367,000 | 1,216,112,000 |
| Noninterest-bearing deposits | 76,767,000 | 67,490,000 | 62,128,000 | 65,195,000 |
| Equity capital | 128,539,000 | 131,874,000 | 135,020,000 | 135,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 17,013,000 | 35,148,000 | 54,989,000 | 76,170,000 |
| Interest expense | 4,086,000 | 9,050,000 | 15,474,000 | 23,039,000 |
| Net interest income | 12,927,000 | 26,098,000 | 39,515,000 | 53,131,000 |
| Noninterest income | 2,699,000 | 5,827,000 | 8,632,000 | 11,483,000 |
| Noninterest expense | 8,981,000 | 18,913,000 | 28,499,000 | 37,977,000 |
| Provision for loan losses | 366,000 | 734,000 | 1,108,000 | 1,480,000 |
| Pretax income | 6,280,000 | 12,279,000 | 18,541,000 | 25,158,000 |
| Income tax | 2,242,000 | 4,177,000 | 6,405,000 | 10,966,000 |
| Net income | 4,038,000 | 8,102,000 | 12,136,000 | 14,192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,165,000 | 104,414,000 | 109,094,000 | 111,337,000 |
| Total capital | 115,311,000 | 117,963,000 | 122,743,000 | 125,426,000 |
| Risk-weighted assets | 1,049,046,000 | 1,081,376,000 | 1,089,236,000 | 1,124,534,000 |