Call reports 2004
BANK OF COLORADO — 2004
What BANK OF COLORADO reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 992,092,000 | 1,029,615,000 | 1,165,933,000 | 1,219,950,000 |
| Total loans | 742,913,000 | 770,719,000 | 854,933,000 | 895,159,000 |
| Allowance for loan losses | 13,142,000 | 13,436,000 | 14,307,000 | 14,587,000 |
| Securities available for sale | 152,579,000 | 166,825,000 | 174,527,000 | 211,772,000 |
| Securities held to maturity | 14,000 | 14,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 859,312,000 | 895,262,000 | 993,757,000 | 1,029,652,000 |
| Interest-bearing deposits | 816,313,000 | 842,022,000 | 920,899,000 | 971,289,000 |
| Noninterest-bearing deposits | 42,999,000 | 53,240,000 | 72,858,000 | 58,363,000 |
| Equity capital | 95,709,000 | 93,959,000 | 113,683,000 | 115,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 12,641,000 | 25,590,000 | 40,308,000 | 55,829,000 |
| Interest expense | 2,524,000 | 5,135,000 | 8,157,000 | 11,561,000 |
| Net interest income | 10,117,000 | 20,455,000 | 32,151,000 | 44,268,000 |
| Noninterest income | 2,559,000 | 5,252,000 | 7,736,000 | 10,169,000 |
| Noninterest expense | 7,170,000 | 14,622,000 | 22,403,000 | 30,226,000 |
| Provision for loan losses | 317,000 | 627,000 | 941,000 | 1,263,000 |
| Pretax income | 5,189,000 | 10,470,000 | 16,555,000 | 22,964,000 |
| Income tax | 1,891,000 | 3,618,000 | 5,835,000 | 8,022,000 |
| Net income | 3,298,000 | 6,852,000 | 10,720,000 | 14,942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,091,000 | 78,538,000 | 88,180,000 | 90,605,000 |
| Total capital | 87,815,000 | 88,673,000 | 99,509,000 | 102,828,000 |
| Risk-weighted assets | 774,480,000 | 807,517,000 | 903,363,000 | 975,469,000 |