Call reports 2003
BANK OF COLORADO — 2003
What BANK OF COLORADO reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 955,134,000 | 968,442,000 | 974,900,000 | 1,012,084,000 |
| Total loans | 687,324,000 | 712,242,000 | 713,926,000 | 724,524,000 |
| Allowance for loan losses | 11,776,000 | 12,378,000 | 12,658,000 | 12,820,000 |
| Securities available for sale | 162,349,000 | 145,738,000 | 152,721,000 | 184,326,000 |
| Securities held to maturity | 26,000 | 26,000 | 14,000 | 14,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 816,673,000 | 835,105,000 | 837,496,000 | 867,019,000 |
| Interest-bearing deposits | 776,823,000 | 791,208,000 | 795,811,000 | 814,038,000 |
| Noninterest-bearing deposits | 39,850,000 | 43,897,000 | 41,685,000 | 52,981,000 |
| Equity capital | 95,387,000 | 94,105,000 | 97,428,000 | 92,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 13,143,000 | 26,421,000 | 39,617,000 | 52,477,000 |
| Interest expense | 3,474,000 | 6,768,000 | 9,621,000 | 12,301,000 |
| Net interest income | 9,669,000 | 19,653,000 | 29,996,000 | 40,176,000 |
| Noninterest income | 3,048,000 | 6,055,000 | 8,854,000 | 11,271,000 |
| Noninterest expense | 6,834,000 | 13,997,000 | 20,924,000 | 27,849,000 |
| Provision for loan losses | 605,000 | 1,192,000 | 1,515,000 | 1,830,000 |
| Pretax income | 5,278,000 | 10,538,000 | 16,430,000 | 21,787,000 |
| Income tax | 1,869,000 | 3,691,000 | 5,780,000 | 7,759,000 |
| Net income | 3,409,000 | 6,847,000 | 10,650,000 | 14,028,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,086,000 | 76,107,000 | 79,919,000 | 74,888,000 |
| Total capital | 86,176,000 | 85,354,000 | 89,305,000 | 84,496,000 |
| Risk-weighted assets | 724,509,000 | 736,609,000 | 747,596,000 | 765,460,000 |