Call reports 2002
BANK OF COLORADO — 2002
What BANK OF COLORADO reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 891,779,000 | 916,426,000 | 955,834,000 | 973,475,000 |
| Total loans | 624,638,000 | 670,254,000 | 679,139,000 | 702,440,000 |
| Allowance for loan losses | 10,700,000 | 10,813,000 | 11,016,000 | 11,218,000 |
| Securities available for sale | 161,128,000 | 153,538,000 | 152,895,000 | 183,572,000 |
| Securities held to maturity | 37,000 | 37,000 | 26,000 | 26,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 754,396,000 | 781,245,000 | 814,404,000 | 825,026,000 |
| Interest-bearing deposits | 611,483,000 | 735,187,000 | 770,988,000 | 777,622,000 |
| Noninterest-bearing deposits | 142,913,000 | 46,058,000 | 43,416,000 | 47,404,000 |
| Equity capital | 87,333,000 | 89,006,000 | 93,082,000 | 92,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 13,443,000 | 27,756,000 | 42,310,000 | 56,736,000 |
| Interest expense | 4,351,000 | 8,645,000 | 12,953,000 | 16,850,000 |
| Net interest income | 9,092,000 | 19,111,000 | 29,357,000 | 39,886,000 |
| Noninterest income | 2,406,000 | 4,888,000 | 7,807,000 | 10,808,000 |
| Noninterest expense | 6,942,000 | 14,637,000 | 21,401,000 | 29,115,000 |
| Provision for loan losses | 204,000 | 415,000 | 767,000 | 1,386,000 |
| Pretax income | 4,352,000 | 8,877,000 | 14,926,000 | 20,124,000 |
| Income tax | 1,572,000 | 3,083,000 | 5,239,000 | 7,113,000 |
| Net income | 2,780,000 | 5,794,000 | 9,687,000 | 13,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,946,000 | 70,467,000 | 74,360,000 | 73,757,000 |
| Total capital | 77,379,000 | 79,349,000 | 83,406,000 | 82,910,000 |
| Risk-weighted assets | 671,297,000 | 708,051,000 | 721,721,000 | 730,210,000 |