Call reports 2005
AMERICAN PACIFIC BANK — 2005
What AMERICAN PACIFIC BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 |
|---|---|
| Total assets | 124,355,000 |
| Total loans | 119,763,000 |
| Allowance for loan losses | 1,087,000 |
| Securities available for sale | 1,420,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 81,499,000 |
| Interest-bearing deposits | 75,643,000 |
| Noninterest-bearing deposits | 5,856,000 |
| Equity capital | 19,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 |
|---|---|
| Interest income | 2,273,000 |
| Interest expense | 495,000 |
| Net interest income | 1,778,000 |
| Noninterest income | 141,000 |
| Noninterest expense | 946,000 |
| Provision for loan losses | 138,000 |
| Pretax income | 835,000 |
| Income tax | 317,000 |
| Net income | 518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 |
|---|---|
| Tier 1 capital | 19,133,000 |
| Total capital | 20,220,000 |
| Risk-weighted assets | 119,201,000 |