Call reports 2002
AMERICAN PACIFIC BANK — 2002
What AMERICAN PACIFIC BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 84,302,000 | 87,765,000 | 94,303,000 | 100,469,000 |
| Total loans | 74,592,000 | 80,718,000 | 84,659,000 | 87,838,000 |
| Allowance for loan losses | 782,000 | 821,000 | 906,000 | 844,000 |
| Securities available for sale | 1,265,000 | 1,453,000 | 1,199,000 | 1,196,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,884,000 | 68,935,000 | 74,102,000 | 79,570,000 |
| Interest-bearing deposits | 62,521,000 | 65,036,000 | 69,219,000 | 74,765,000 |
| Noninterest-bearing deposits | 3,363,000 | 3,899,000 | 4,883,000 | 4,805,000 |
| Equity capital | 7,026,000 | 7,370,000 | 7,907,000 | 8,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,728,000 | 3,491,000 | 5,374,000 | 7,288,000 |
| Interest expense | 575,000 | 1,145,000 | 1,719,000 | 2,297,000 |
| Net interest income | 1,153,000 | 2,346,000 | 3,655,000 | 4,991,000 |
| Noninterest income | 150,000 | 317,000 | 528,000 | 773,000 |
| Noninterest expense | 825,000 | 1,620,000 | 2,543,000 | 3,512,000 |
| Provision for loan losses | 131,000 | 191,000 | 296,000 | 470,000 |
| Pretax income | 347,000 | 852,000 | 1,344,000 | 1,782,000 |
| Income tax | 132,000 | 297,000 | 513,000 | 681,000 |
| Net income | 215,000 | 555,000 | 831,000 | 1,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,020,000 | 7,360,000 | 7,900,000 | 8,571,000 |
| Total capital | 7,802,000 | 8,181,000 | 8,806,000 | 9,415,000 |
| Risk-weighted assets | 74,657,000 | 80,316,000 | 84,619,000 | 87,226,000 |