Call reports 2001
AMERICAN PACIFIC BANK — 2001
What AMERICAN PACIFIC BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 81,134,000 | 79,427,000 | 74,948,000 | 75,769,000 |
| Total loans | 68,100,000 | 61,518,000 | 64,907,000 | 71,201,000 |
| Allowance for loan losses | 634,000 | 622,000 | 592,000 | 668,000 |
| Securities available for sale | 1,359,000 | 1,049,000 | 1,665,000 | 1,482,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,651,000 | 66,837,000 | 63,055,000 | 57,597,000 |
| Interest-bearing deposits | 63,242,000 | 64,106,000 | 59,759,000 | 55,138,000 |
| Noninterest-bearing deposits | 2,409,000 | 2,731,000 | 3,296,000 | 2,459,000 |
| Equity capital | 6,307,000 | 6,463,000 | 6,558,000 | 6,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,943,000 | 3,789,000 | 5,480,000 | 7,151,000 |
| Interest expense | 1,105,000 | 2,148,000 | 3,055,000 | 3,685,000 |
| Net interest income | 838,000 | 1,641,000 | 2,425,000 | 3,466,000 |
| Noninterest income | 188,000 | 455,000 | 648,000 | 827,000 |
| Noninterest expense | 842,000 | 1,685,000 | 2,488,000 | 3,246,000 |
| Provision for loan losses | 20,000 | 40,000 | 68,000 | 173,000 |
| Pretax income | 164,000 | 371,000 | 517,000 | 874,000 |
| Income tax | 92,000 | 145,000 | 200,000 | 336,000 |
| Net income | 72,000 | 226,000 | 317,000 | 538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,305,000 | 6,460,000 | 6,551,000 | 6,771,000 |
| Total capital | 6,939,000 | 7,082,000 | 7,143,000 | 7,439,000 |
| Risk-weighted assets | 69,020,000 | 63,475,000 | 65,099,000 | 71,407,000 |