Call reports 2009
NORTHERN NATIONAL BANK — 2009
What NORTHERN NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Total assets | 116,917,000 | 110,139,000 | 106,102,000 |
| Total loans | 83,357,000 | 79,614,000 | 76,017,000 |
| Allowance for loan losses | 1,831,000 | 1,536,000 | 1,309,000 |
| Securities available for sale | 10,992,000 | 9,137,000 | 8,563,000 |
| Securities held to maturity | 16,000 | 16,000 | 16,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 80,268,000 | 76,691,000 | 72,537,000 |
| Interest-bearing deposits | 67,098,000 | 63,928,000 | 60,785,000 |
| Noninterest-bearing deposits | 13,170,000 | 12,763,000 | 11,752,000 |
| Equity capital | 24,845,000 | 24,341,000 | 24,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Interest income | 1,546,000 | 2,901,000 | 4,182,000 |
| Interest expense | 441,000 | 827,000 | 1,167,000 |
| Net interest income | 1,105,000 | 2,074,000 | 3,015,000 |
| Noninterest income | 99,000 | 290,000 | 462,000 |
| Noninterest expense | 953,000 | 2,081,000 | 3,147,000 |
| Provision for loan losses | 350,000 | 490,000 | 490,000 |
| Pretax income | 48,000 | 60,000 | 109,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 48,000 | 60,000 | 109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Tier 1 capital | 9,828,000 | 9,853,000 | 9,914,000 |
| Total capital | 10,831,000 | 10,827,000 | 10,838,000 |
| Risk-weighted assets | 79,382,000 | 77,389,000 | 73,565,000 |