Call reports 2007
NORTHERN NATIONAL BANK — 2007
What NORTHERN NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 122,609,000 | 127,983,000 | 135,143,000 | 136,815,000 |
| Total loans | 100,121,000 | 103,715,000 | 101,329,000 | 105,040,000 |
| Allowance for loan losses | 1,168,000 | 1,204,000 | 1,240,000 | 919,000 |
| Securities available for sale | 17,647,000 | 17,659,000 | 25,629,000 | 25,617,000 |
| Securities held to maturity | 46,000 | 46,000 | 46,000 | 46,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,554,000 | 105,362,000 | 111,945,000 | 112,074,000 |
| Interest-bearing deposits | 82,928,000 | 87,770,000 | 95,237,000 | 96,607,000 |
| Noninterest-bearing deposits | 14,626,000 | 17,592,000 | 16,708,000 | 15,467,000 |
| Equity capital | 9,778,000 | 9,368,000 | 9,626,000 | 9,916,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,266,000 | 4,685,000 | 7,193,000 | 9,633,000 |
| Interest expense | 1,017,000 | 2,107,000 | 3,260,000 | 4,404,000 |
| Net interest income | 1,249,000 | 2,578,000 | 3,933,000 | 5,229,000 |
| Noninterest income | 131,000 | 293,000 | 449,000 | 704,000 |
| Noninterest expense | 969,000 | 2,020,000 | 3,007,000 | 3,960,000 |
| Provision for loan losses | 36,000 | 72,000 | 108,000 | 144,000 |
| Pretax income | 381,000 | 785,000 | 1,273,000 | 1,835,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 379,000 | 783,000 | 1,271,000 | 1,833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,657,000 | 9,561,000 | 9,550,000 | 9,612,000 |
| Total capital | 11,825,000 | 11,765,000 | 11,790,000 | 11,531,000 |
| Risk-weighted assets | 100,545,000 | 102,689,000 | 103,990,000 | 104,495,000 |