Call reports 2006
NORTHERN NATIONAL BANK — 2006
What NORTHERN NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 111,222,000 | 118,398,000 | 121,653,000 | 125,749,000 |
| Total loans | 94,147,000 | 97,622,000 | 98,883,000 | 99,677,000 |
| Allowance for loan losses | 1,073,000 | 1,060,000 | 1,095,000 | 1,131,000 |
| Securities available for sale | 11,077,000 | 12,026,000 | 14,615,000 | 16,576,000 |
| Securities held to maturity | 60,000 | 60,000 | 60,000 | 60,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,789,000 | 98,302,000 | 102,250,000 | 104,850,000 |
| Interest-bearing deposits | 74,844,000 | 77,835,000 | 82,000,000 | 86,196,000 |
| Noninterest-bearing deposits | 16,945,000 | 20,467,000 | 20,250,000 | 18,654,000 |
| Equity capital | 9,402,000 | 9,357,000 | 9,724,000 | 9,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,885,000 | 4,003,000 | 6,236,000 | 8,521,000 |
| Interest expense | 721,000 | 1,561,000 | 2,486,000 | 3,473,000 |
| Net interest income | 1,164,000 | 2,442,000 | 3,750,000 | 5,048,000 |
| Noninterest income | 148,000 | 304,000 | 473,000 | 625,000 |
| Noninterest expense | 865,000 | 1,799,000 | 2,711,000 | 3,651,000 |
| Provision for loan losses | 36,000 | 72,000 | 108,000 | 144,000 |
| Pretax income | 411,000 | 875,000 | 1,404,000 | 1,879,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 409,000 | 873,000 | 1,402,000 | 1,877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,435,000 | 9,523,000 | 9,677,000 | 9,778,000 |
| Total capital | 11,508,000 | 11,583,000 | 11,772,000 | 11,909,000 |
| Risk-weighted assets | 96,452,000 | 100,630,000 | 99,550,000 | 100,537,000 |