Call reports 2003

NORTHERN NATIONAL BANK — 2003

Name: NORTHERN NATIONAL BANK — FFIEC call report 2003
Creator: NORTHERN NATIONAL BANK

What NORTHERN NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/837667ff-3383-451f-af45-a82812334c0d/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	82,441,000	88,299,000	85,082,000	84,134,000
Total loans	72,970,000	74,224,000	69,591,000	70,916,000
Allowance for loan losses	863,000	892,000	922,000	903,000
Securities available for sale	2,918,000	3,818,000	4,873,000	4,873,000
Securities held to maturity	223,000	223,000	223,000	223,000
Trading assets	0	0	0	0
Total deposits	64,185,000	71,179,000	67,308,000	66,053,000
Interest-bearing deposits	54,379,000	58,033,000	53,111,000	53,610,000
Noninterest-bearing deposits	9,806,000	13,146,000	14,197,000	12,443,000
Equity capital	6,805,000	7,040,000	7,360,000	7,604,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	1,227,000	2,455,000	3,651,000	4,807,000
Interest expense	379,000	756,000	1,067,000	1,352,000
Net interest income	848,000	1,699,000	2,584,000	3,455,000
Noninterest income	153,000	262,000	476,000	589,000
Noninterest expense	708,000	1,404,000	2,110,000	2,810,000
Provision for loan losses	30,000	60,000	90,000	120,000
Pretax income	263,000	497,000	860,000	1,114,000
Income tax	4,000	4,000	4,000	4,000
Net income	259,000	493,000	856,000	1,110,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	6,624,000	6,858,000	7,221,000	7,475,000
Total capital	7,987,000	7,738,000	8,073,000	8,314,000
Risk-weighted assets	70,411,000	70,388,000	68,068,000	67,073,000