Call reports 2002
NORTHERN NATIONAL BANK — 2002
What NORTHERN NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 74,756,000 | 79,548,000 | 80,796,000 | 83,323,000 |
| Total loans | 65,271,000 | 66,319,000 | 70,608,000 | 73,980,000 |
| Allowance for loan losses | 647,000 | 677,000 | 686,000 | 835,000 |
| Securities available for sale | 3,096,000 | 3,046,000 | 2,975,000 | 2,833,000 |
| Securities held to maturity | 234,000 | 234,000 | 234,000 | 234,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,471,000 | 62,884,000 | 63,240,000 | 62,991,000 |
| Interest-bearing deposits | 50,007,000 | 53,774,000 | 51,081,000 | 52,054,000 |
| Noninterest-bearing deposits | 7,464,000 | 9,110,000 | 12,159,000 | 10,937,000 |
| Equity capital | 5,830,000 | 6,073,000 | 6,412,000 | 6,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,265,000 | 2,526,000 | 3,863,000 | 5,217,000 |
| Interest expense | 462,000 | 923,000 | 1,346,000 | 1,748,000 |
| Net interest income | 803,000 | 1,603,000 | 2,517,000 | 3,469,000 |
| Noninterest income | 88,000 | 173,000 | 291,000 | 438,000 |
| Noninterest expense | 565,000 | 1,202,000 | 1,870,000 | 2,687,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 240,000 |
| Pretax income | 303,000 | 521,000 | 855,000 | 987,000 |
| Income tax | 0 | 2,000 | 2,000 | 2,000 |
| Net income | 303,000 | 519,000 | 853,000 | 985,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,683,000 | 5,899,000 | 6,231,000 | 6,365,000 |
| Total capital | 7,330,000 | 7,076,000 | 7,417,000 | 7,700,000 |
| Risk-weighted assets | 61,734,000 | 63,650,000 | 65,031,000 | 67,940,000 |