Call reports 2001
NORTHERN NATIONAL BANK — 2001
What NORTHERN NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 63,025,000 | 63,137,000 | 69,006,000 | 71,229,000 |
| Total loans | 54,253,000 | 54,966,000 | 55,932,000 | 62,484,000 |
| Allowance for loan losses | 529,000 | 559,000 | 588,000 | 618,000 |
| Securities available for sale | 2,936,000 | 2,172,000 | 3,178,000 | 3,135,000 |
| Securities held to maturity | 245,000 | 245,000 | 245,000 | 245,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,287,000 | 47,668,000 | 54,666,000 | 53,897,000 |
| Interest-bearing deposits | 41,926,000 | 41,348,000 | 48,109,000 | 45,713,000 |
| Noninterest-bearing deposits | 5,361,000 | 6,320,000 | 6,557,000 | 8,184,000 |
| Equity capital | 4,921,000 | 5,075,000 | 5,333,000 | 5,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,272,000 | 2,532,000 | 3,796,000 | 5,018,000 |
| Interest expense | 718,000 | 1,364,000 | 1,961,000 | 2,458,000 |
| Net interest income | 554,000 | 1,168,000 | 1,835,000 | 2,560,000 |
| Noninterest income | 51,000 | 152,000 | 273,000 | 365,000 |
| Noninterest expense | 467,000 | 984,000 | 1,525,000 | 2,094,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 108,000 | 276,000 | 493,000 | 715,000 |
| Income tax | 11,000 | 28,000 | -6,000 | -6,000 |
| Net income | 97,000 | 248,000 | 499,000 | 721,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,753,000 | 4,906,000 | 5,159,000 | 5,380,000 |
| Total capital | 7,282,000 | 6,465,000 | 6,743,000 | 6,998,000 |
| Risk-weighted assets | 48,458,000 | 49,235,000 | 51,456,000 | 56,864,000 |