Call reports 2020
MARINER'S BANK — 2020
What MARINER'S BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 407,960,000 | 415,241,000 | 408,856,000 | 427,605,000 |
| Total loans | 347,263,000 | 354,915,000 | 350,004,000 | 340,769,000 |
| Allowance for loan losses | 2,929,000 | 3,067,000 | 3,442,000 | 3,618,000 |
| Securities available for sale | 8,344,000 | 4,713,000 | 4,572,000 | 4,611,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,977,000 | 367,006,000 | 364,675,000 | 386,095,000 |
| Interest-bearing deposits | 312,730,000 | 299,387,000 | 296,848,000 | 304,246,000 |
| Noninterest-bearing deposits | 44,247,000 | 67,619,000 | 67,827,000 | 81,849,000 |
| Equity capital | 38,333,000 | 38,509,000 | 39,311,000 | 40,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,244,000 | 8,272,000 | 12,145,000 | 16,027,000 |
| Interest expense | 1,125,000 | 1,860,000 | 2,410,000 | 2,879,000 |
| Net interest income | 3,119,000 | 6,412,000 | 9,735,000 | 13,148,000 |
| Noninterest income | 280,000 | 430,000 | 622,000 | 1,081,000 |
| Noninterest expense | 2,518,000 | 4,703,000 | 7,222,000 | 9,568,000 |
| Provision for loan losses | 166,000 | 346,000 | 541,000 | 750,000 |
| Pretax income | 715,000 | 1,793,000 | 2,594,000 | 3,911,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 715,000 | 1,793,000 | 2,594,000 | 3,911,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,277,000 | 38,457,000 | 39,260,000 | 40,580,000 |
| Total capital | 41,254,000 | 41,524,000 | 42,727,000 | 44,246,000 |
| Risk-weighted assets | 323,387,000 | 329,170,000 | 324,049,000 | 306,168,000 |