Call reports 2016
MARINER'S BANK — 2016
What MARINER'S BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 302,169,000 | 317,433,000 | 310,701,000 | 333,240,000 |
| Total loans | 265,534,000 | 277,283,000 | 271,610,000 | 291,859,000 |
| Allowance for loan losses | 2,528,000 | 2,595,000 | 2,581,000 | 2,360,000 |
| Securities available for sale | 7,555,000 | 7,407,000 | 7,118,000 | 6,724,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 270,798,000 | 273,081,000 | 277,539,000 | 281,905,000 |
| Interest-bearing deposits | 239,770,000 | 240,914,000 | 243,598,000 | 251,107,000 |
| Noninterest-bearing deposits | 31,028,000 | 32,167,000 | 33,941,000 | 30,798,000 |
| Equity capital | 27,759,000 | 28,438,000 | 29,057,000 | 29,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,071,000 | 6,355,000 | 9,571,000 | 12,844,000 |
| Interest expense | 559,000 | 1,112,000 | 1,665,000 | 2,232,000 |
| Net interest income | 2,512,000 | 5,243,000 | 7,906,000 | 10,612,000 |
| Noninterest income | 161,000 | 296,000 | 460,000 | 624,000 |
| Noninterest expense | 2,199,000 | 4,367,000 | 6,573,000 | 8,751,000 |
| Provision for loan losses | 90,000 | 180,000 | 180,000 | 180,000 |
| Pretax income | 384,000 | 992,000 | 1,613,000 | 2,305,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 384,000 | 992,000 | 1,613,000 | 2,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,734,000 | 28,347,000 | 28,977,000 | 29,680,000 |
| Total capital | 30,309,000 | 30,989,000 | 31,605,000 | 32,087,000 |
| Risk-weighted assets | 231,762,000 | 247,456,000 | 245,289,000 | 264,493,000 |