Call reports 2015
MARINER'S BANK — 2015
What MARINER'S BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 264,207,000 | 274,435,000 | 299,858,000 | 303,518,000 |
| Total loans | 231,044,000 | 255,178,000 | 258,133,000 | 258,952,000 |
| Allowance for loan losses | 2,479,000 | 2,402,000 | 2,334,000 | 2,430,000 |
| Securities available for sale | 19,991,000 | 3,341,000 | 2,295,000 | 7,632,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,743,000 | 235,340,000 | 259,094,000 | 272,573,000 |
| Interest-bearing deposits | 202,253,000 | 208,690,000 | 226,842,000 | 236,476,000 |
| Noninterest-bearing deposits | 24,490,000 | 26,650,000 | 32,251,000 | 36,097,000 |
| Equity capital | 26,163,000 | 26,614,000 | 27,129,000 | 27,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,817,000 | 5,662,000 | 8,670,000 | 11,724,000 |
| Interest expense | 417,000 | 869,000 | 1,363,000 | 1,902,000 |
| Net interest income | 2,400,000 | 4,793,000 | 7,307,000 | 9,822,000 |
| Noninterest income | 95,000 | 214,000 | 329,000 | 455,000 |
| Noninterest expense | 2,036,000 | 3,962,000 | 6,102,000 | 8,434,000 |
| Provision for loan losses | 90,000 | 180,000 | 180,000 | 294,000 |
| Pretax income | 369,000 | 1,183,000 | 1,672,000 | 1,867,000 |
| Income tax | 3,000 | 3,000 | 3,000 | 3,000 |
| Net income | 366,000 | 1,180,000 | 1,669,000 | 1,864,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,823,000 | 26,643,000 | 27,137,000 | 27,232,000 |
| Total capital | 28,349,000 | 29,092,000 | 29,518,000 | 29,709,000 |
| Risk-weighted assets | 216,655,000 | 222,869,000 | 225,654,000 | 225,890,000 |