Call reports 2014
MARINER'S BANK — 2014
What MARINER'S BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 252,170,000 | 241,056,000 | 263,252,000 | 261,307,000 |
| Total loans | 198,396,000 | 202,172,000 | 220,570,000 | 226,039,000 |
| Allowance for loan losses | 2,923,000 | 2,383,000 | 2,082,000 | 2,369,000 |
| Securities available for sale | 18,095,000 | 21,889,000 | 21,386,000 | 20,992,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,897,000 | 210,509,000 | 225,448,000 | 218,276,000 |
| Interest-bearing deposits | 201,162,000 | 187,151,000 | 195,399,000 | 193,579,000 |
| Noninterest-bearing deposits | 23,735,000 | 23,358,000 | 30,049,000 | 24,697,000 |
| Equity capital | 23,671,000 | 24,699,000 | 25,499,000 | 25,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,585,000 | 5,290,000 | 7,977,000 | 10,864,000 |
| Interest expense | 416,000 | 804,000 | 1,193,000 | 1,600,000 |
| Net interest income | 2,169,000 | 4,486,000 | 6,784,000 | 9,264,000 |
| Noninterest income | 159,000 | 316,000 | 594,000 | 606,000 |
| Noninterest expense | 2,145,000 | 3,917,000 | 5,909,000 | 7,986,000 |
| Provision for loan losses | 250,000 | 200,000 | 15,000 | 315,000 |
| Pretax income | 170,000 | 922,000 | 1,691,000 | 1,806,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 170,000 | 922,000 | 1,691,000 | 1,806,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,793,000 | 24,552,000 | 25,329,000 | 25,451,000 |
| Total capital | 26,141,000 | 26,897,000 | 27,458,000 | 27,867,000 |
| Risk-weighted assets | 191,857,000 | 192,681,000 | 210,093,000 | 212,714,000 |