Call reports 2013
MARINER'S BANK — 2013
What MARINER'S BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 263,173,000 | 248,805,000 | 256,755,000 | 249,438,000 |
| Total loans | 206,358,000 | 199,231,000 | 195,830,000 | 187,100,000 |
| Allowance for loan losses | 5,059,000 | 3,712,000 | 3,568,000 | 3,041,000 |
| Securities available for sale | 7,432,000 | 12,178,000 | 21,092,000 | 25,026,000 |
| Securities held to maturity | 11,004,000 | 2,199,000 | 1,493,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,426,000 | 224,237,000 | 232,630,000 | 224,920,000 |
| Interest-bearing deposits | 215,407,000 | 200,854,000 | 216,593,000 | 203,271,000 |
| Noninterest-bearing deposits | 23,019,000 | 23,383,000 | 16,037,000 | 21,649,000 |
| Equity capital | 23,784,000 | 23,469,000 | 22,936,000 | 23,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,769,000 | 5,662,000 | 8,357,000 | 11,047,000 |
| Interest expense | 510,000 | 977,000 | 1,404,000 | 1,865,000 |
| Net interest income | 2,259,000 | 4,685,000 | 6,953,000 | 9,182,000 |
| Noninterest income | -56,000 | 40,000 | 143,000 | 687,000 |
| Noninterest expense | 2,231,000 | 4,875,000 | 7,267,000 | 10,113,000 |
| Provision for loan losses | 449,000 | 680,000 | 1,211,000 | 523,000 |
| Pretax income | -477,000 | -743,000 | -1,275,000 | -660,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -477,000 | -743,000 | -1,275,000 | -660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,772,000 | 23,522,000 | 22,996,000 | 23,614,000 |
| Total capital | 26,270,000 | 25,983,000 | 25,449,000 | 25,944,000 |
| Risk-weighted assets | 197,133,000 | 196,013,000 | 195,056,000 | 189,890,000 |