Call reports 2012
MARINER'S BANK — 2012
What MARINER'S BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 270,189,000 | 285,025,000 | 296,590,000 | 274,195,000 |
| Total loans | 197,569,000 | 210,522,000 | 202,605,000 | 201,339,000 |
| Allowance for loan losses | 4,095,000 | 5,227,000 | 3,919,000 | 5,237,000 |
| Securities available for sale | 0 | 5,141,000 | 4,921,000 | 8,240,000 |
| Securities held to maturity | 17,086,000 | 14,226,000 | 13,628,000 | 11,901,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,874,000 | 259,374,000 | 269,806,000 | 249,167,000 |
| Interest-bearing deposits | 221,930,000 | 239,373,000 | 245,459,000 | 227,323,000 |
| Noninterest-bearing deposits | 20,944,000 | 20,001,000 | 24,347,000 | 21,844,000 |
| Equity capital | 26,369,000 | 24,923,000 | 26,022,000 | 24,284,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,324,000 | 6,640,000 | 9,626,000 | 12,710,000 |
| Interest expense | 652,000 | 1,272,000 | 1,921,000 | 2,531,000 |
| Net interest income | 2,672,000 | 5,368,000 | 7,705,000 | 10,179,000 |
| Noninterest income | 149,000 | 325,000 | 502,000 | -748,000 |
| Noninterest expense | 2,666,000 | 5,795,000 | 8,072,000 | 9,510,000 |
| Provision for loan losses | -450,000 | 796,000 | -4,000 | 1,416,000 |
| Pretax income | 605,000 | -898,000 | 139,000 | -1,495,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 605,000 | -898,000 | 139,000 | -1,495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,361,000 | 24,905,000 | 25,946,000 | 24,306,000 |
| Total capital | 28,820,000 | 27,443,000 | 28,314,000 | 26,654,000 |
| Risk-weighted assets | 195,028,000 | 200,338,000 | 187,874,000 | 189,538,000 |