Call reports 2011
MARINER'S BANK — 2011
What MARINER'S BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 291,795,000 | 279,426,000 | 294,149,000 | 295,156,000 |
| Total loans | 238,639,000 | 228,915,000 | 213,980,000 | 206,971,000 |
| Allowance for loan losses | 4,374,000 | 4,286,000 | 4,022,000 | 4,400,000 |
| Securities available for sale | 927,000 | 252,000 | 0 | 0 |
| Securities held to maturity | 24,860,000 | 22,468,000 | 20,049,000 | 17,698,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,398,000 | 241,921,000 | 266,735,000 | 268,522,000 |
| Interest-bearing deposits | 221,067,000 | 218,755,000 | 242,933,000 | 247,271,000 |
| Noninterest-bearing deposits | 23,331,000 | 23,166,000 | 23,802,000 | 21,251,000 |
| Equity capital | 26,442,000 | 26,500,000 | 26,605,000 | 25,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,134,000 | 7,871,000 | 11,340,000 | 14,671,000 |
| Interest expense | 875,000 | 1,716,000 | 2,468,000 | 3,176,000 |
| Net interest income | 3,259,000 | 6,155,000 | 8,872,000 | 11,495,000 |
| Noninterest income | 110,000 | 224,000 | 398,000 | 538,000 |
| Noninterest expense | 2,252,000 | 5,026,000 | 7,118,000 | 9,637,000 |
| Provision for loan losses | 809,000 | 1,009,000 | 1,730,000 | 2,883,000 |
| Pretax income | 321,000 | 367,000 | 504,000 | -405,000 |
| Income tax | 0 | 2,000 | 2,000 | 2,000 |
| Net income | 321,000 | 365,000 | 502,000 | -407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,351,000 | 26,429,000 | 26,605,000 | 25,749,000 |
| Total capital | 29,256,000 | 29,112,000 | 29,183,000 | 28,289,000 |
| Risk-weighted assets | 230,870,000 | 214,166,000 | 205,486,000 | 201,276,000 |