Call reports 2010
MARINER'S BANK — 2010
What MARINER'S BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 359,106,000 | 353,313,000 | 316,199,000 | 288,159,000 |
| Total loans | 255,197,000 | 257,740,000 | 251,330,000 | 244,878,000 |
| Allowance for loan losses | 4,453,000 | 4,140,000 | 4,790,000 | 4,842,000 |
| Securities available for sale | 3,937,000 | 3,269,000 | 2,288,000 | 2,219,000 |
| Securities held to maturity | 25,103,000 | 31,435,000 | 15,899,000 | 14,931,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,712,000 | 308,716,000 | 268,912,000 | 251,413,000 |
| Interest-bearing deposits | 298,609,000 | 285,747,000 | 245,547,000 | 230,688,000 |
| Noninterest-bearing deposits | 14,103,000 | 22,969,000 | 23,365,000 | 20,725,000 |
| Equity capital | 25,316,000 | 23,766,000 | 26,394,000 | 26,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,508,000 | 8,920,000 | 13,157,000 | 17,321,000 |
| Interest expense | 1,534,000 | 3,131,000 | 4,333,000 | 5,385,000 |
| Net interest income | 2,974,000 | 5,789,000 | 8,824,000 | 11,936,000 |
| Noninterest income | 116,000 | 251,000 | 366,000 | 538,000 |
| Noninterest expense | 2,022,000 | 4,108,000 | 6,266,000 | 8,317,000 |
| Provision for loan losses | 100,000 | 2,025,000 | 3,325,000 | 4,819,000 |
| Pretax income | 1,080,000 | 37,000 | 372,000 | 111,000 |
| Income tax | 2,000 | 4,000 | 4,000 | 4,000 |
| Net income | 1,078,000 | 33,000 | 368,000 | 107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,925,000 | 23,741,000 | 26,260,000 | 26,000,000 |
| Total capital | 28,083,000 | 26,826,000 | 29,278,000 | 28,932,000 |
| Risk-weighted assets | 251,296,000 | 245,523,000 | 239,617,000 | 232,091,000 |