Call reports 2009
MARINER'S BANK — 2009
What MARINER'S BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 295,863,000 | 307,648,000 | 315,224,000 | 333,127,000 |
| Total loans | 227,509,000 | 232,360,000 | 249,235,000 | 250,357,000 |
| Allowance for loan losses | 4,936,000 | 3,915,000 | 6,984,000 | 4,547,000 |
| Securities available for sale | 6,013,000 | 3,882,000 | 2,077,000 | 4,704,000 |
| Securities held to maturity | 5,732,000 | 15,554,000 | 15,547,000 | 14,540,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,895,000 | 266,186,000 | 272,292,000 | 288,641,000 |
| Interest-bearing deposits | 232,665,000 | 251,392,000 | 258,390,000 | 273,019,000 |
| Noninterest-bearing deposits | 13,230,000 | 14,794,000 | 13,902,000 | 15,622,000 |
| Equity capital | 19,201,000 | 20,663,000 | 18,618,000 | 23,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,889,000 | 8,003,000 | 12,212,000 | 16,658,000 |
| Interest expense | 1,672,000 | 3,537,000 | 5,109,000 | 6,584,000 |
| Net interest income | 2,217,000 | 4,466,000 | 7,103,000 | 10,074,000 |
| Noninterest income | 122,000 | 193,000 | 561,000 | -1,616,000 |
| Noninterest expense | 1,757,000 | 3,690,000 | 6,444,000 | 8,339,000 |
| Provision for loan losses | 2,382,000 | 2,512,000 | 5,425,000 | 4,354,000 |
| Pretax income | -1,721,000 | -1,409,000 | -3,222,000 | -3,182,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | -1,723,000 | -1,411,000 | -3,224,000 | -3,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,490,000 | 20,513,000 | 18,591,000 | 23,709,000 |
| Total capital | 22,206,000 | 23,358,000 | 21,629,000 | 26,712,000 |
| Risk-weighted assets | 214,717,000 | 227,973,000 | 239,111,000 | 237,894,000 |