Call reports 2007
MARINER'S BANK — 2007
What MARINER'S BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 146,976,000 | 151,397,000 | 158,491,000 | 177,944,000 |
| Total loans | 126,468,000 | 131,698,000 | 138,391,000 | 158,391,000 |
| Allowance for loan losses | 1,572,000 | 1,643,000 | 1,643,000 | 1,683,000 |
| Securities available for sale | 1,789,000 | 1,261,000 | 1,232,000 | 1,180,000 |
| Securities held to maturity | 9,374,000 | 9,365,000 | 9,355,000 | 9,352,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,971,000 | 122,204,000 | 131,646,000 | 139,866,000 |
| Interest-bearing deposits | 109,423,000 | 108,508,000 | 115,082,000 | 125,548,000 |
| Noninterest-bearing deposits | 13,548,000 | 13,696,000 | 16,564,000 | 14,318,000 |
| Equity capital | 23,458,000 | 23,177,000 | 24,326,000 | 24,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,695,000 | 5,471,000 | 8,314,000 | 11,323,000 |
| Interest expense | 1,163,000 | 2,290,000 | 3,489,000 | 4,767,000 |
| Net interest income | 1,532,000 | 3,181,000 | 4,825,000 | 6,556,000 |
| Noninterest income | 108,000 | 229,000 | 327,000 | 437,000 |
| Noninterest expense | 1,054,000 | 2,454,000 | 3,941,000 | 5,433,000 |
| Provision for loan losses | 60,000 | 150,000 | 150,000 | 185,000 |
| Pretax income | 526,000 | 806,000 | 1,061,000 | 1,375,000 |
| Income tax | 0 | 26,000 | 21,000 | 21,000 |
| Net income | 526,000 | 780,000 | 1,040,000 | 1,354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,460,000 | 23,184,000 | 24,309,000 | 24,491,000 |
| Total capital | 25,032,000 | 24,812,000 | 25,952,000 | 26,225,000 |
| Risk-weighted assets | 129,431,000 | 129,532,000 | 136,209,000 | 157,317,000 |