Call reports 2006
MARINER'S BANK — 2006
What MARINER'S BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 120,645,000 | 139,766,000 | 144,980,000 | 148,719,000 |
| Total loans | 104,597,000 | 113,943,000 | 123,536,000 | 121,182,000 |
| Allowance for loan losses | 1,320,000 | 1,390,000 | 1,460,000 | 1,519,000 |
| Securities available for sale | 988,000 | 957,000 | 1,894,000 | 1,815,000 |
| Securities held to maturity | 9,416,000 | 9,407,000 | 9,398,000 | 9,389,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,587,000 | 110,045,000 | 114,222,000 | 118,595,000 |
| Interest-bearing deposits | 86,366,000 | 97,631,000 | 103,831,000 | 106,698,000 |
| Noninterest-bearing deposits | 11,221,000 | 12,414,000 | 10,391,000 | 11,897,000 |
| Equity capital | 17,154,000 | 23,272,000 | 23,678,000 | 23,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,192,000 | 4,610,000 | 7,199,000 | 9,887,000 |
| Interest expense | 735,000 | 1,630,000 | 2,669,000 | 3,823,000 |
| Net interest income | 1,457,000 | 2,980,000 | 4,530,000 | 6,064,000 |
| Noninterest income | 118,000 | 229,000 | 340,000 | 438,000 |
| Noninterest expense | 690,000 | 1,444,000 | 2,289,000 | 3,232,000 |
| Provision for loan losses | 30,000 | 100,000 | 170,000 | 230,000 |
| Pretax income | 855,000 | 1,665,000 | 2,411,000 | 3,040,000 |
| Income tax | 340,000 | 385,000 | 340,000 | 340,000 |
| Net income | 515,000 | 1,280,000 | 2,071,000 | 2,700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,161,000 | 23,281,000 | 23,687,000 | 23,898,000 |
| Total capital | 18,481,000 | 24,671,000 | 25,147,000 | 25,417,000 |
| Risk-weighted assets | 105,139,000 | 115,189,000 | 123,397,000 | 122,234,000 |