Call reports 2004
MARINER'S BANK — 2004
What MARINER'S BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 91,931,000 | 91,321,000 | 103,417,000 | 116,151,000 |
| Total loans | 72,399,000 | 76,209,000 | 81,338,000 | 92,862,000 |
| Allowance for loan losses | 810,000 | 883,000 | 1,003,000 | 1,013,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,942,000 | 7,939,000 | 9,466,000 | 9,458,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,574,000 | 76,524,000 | 82,445,000 | 94,621,000 |
| Interest-bearing deposits | 67,399,000 | 68,130,000 | 73,731,000 | 84,321,000 |
| Noninterest-bearing deposits | 10,175,000 | 8,394,000 | 8,714,000 | 10,300,000 |
| Equity capital | 8,270,000 | 8,702,000 | 14,657,000 | 15,051,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,297,000 | 2,675,000 | 4,185,000 | 5,826,000 |
| Interest expense | 373,000 | 755,000 | 1,148,000 | 1,579,000 |
| Net interest income | 924,000 | 1,920,000 | 3,037,000 | 4,247,000 |
| Noninterest income | 51,000 | 118,000 | 216,000 | 299,000 |
| Noninterest expense | 499,000 | 1,011,000 | 1,547,000 | 2,182,000 |
| Provision for loan losses | 105,000 | 225,000 | 345,000 | 355,000 |
| Pretax income | 371,000 | 802,000 | 1,361,000 | 2,009,000 |
| Income tax | 0 | 0 | 104,000 | 358,000 |
| Net income | 371,000 | 802,000 | 1,257,000 | 1,651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,270,000 | 8,702,000 | 14,657,000 | 15,051,000 |
| Total capital | 9,080,000 | 9,585,000 | 15,657,000 | 16,064,000 |
| Risk-weighted assets | 68,608,000 | 73,243,000 | 79,992,000 | 90,720,000 |