Call reports 2003
MARINER'S BANK — 2003
What MARINER'S BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 53,901,000 | 64,982,000 | 66,716,000 | 87,019,000 |
| Total loans | 36,193,000 | 38,925,000 | 53,215,000 | 64,351,000 |
| Allowance for loan losses | 400,000 | 490,000 | 580,000 | 705,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,000,000 | 5,999,000 | 7,948,000 | 7,945,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,820,000 | 58,861,000 | 60,085,000 | 73,966,000 |
| Interest-bearing deposits | 43,584,000 | 50,786,000 | 50,264,000 | 65,092,000 |
| Noninterest-bearing deposits | 4,236,000 | 8,075,000 | 9,821,000 | 8,874,000 |
| Equity capital | 5,937,000 | 5,987,000 | 6,357,000 | 6,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 669,000 | 1,457,000 | 2,399,000 | 3,539,000 |
| Interest expense | 225,000 | 511,000 | 754,000 | 1,068,000 |
| Net interest income | 444,000 | 946,000 | 1,645,000 | 2,471,000 |
| Noninterest income | 30,000 | 56,000 | 96,000 | 151,000 |
| Noninterest expense | 368,000 | 756,000 | 1,161,000 | 1,611,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 395,000 |
| Pretax income | 16,000 | 66,000 | 310,000 | 616,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 16,000 | 66,000 | 310,000 | 616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,937,000 | 5,987,000 | 6,357,000 | 6,906,000 |
| Total capital | 6,337,000 | 6,477,000 | 6,937,000 | 7,611,000 |
| Risk-weighted assets | 36,300,000 | 40,963,000 | 52,683,000 | 65,003,000 |