Call reports 2002
MARINER'S BANK — 2002
What MARINER'S BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 29,682,000 | 37,073,000 | 37,372,000 | 42,656,000 |
| Total loans | 9,748,000 | 14,915,000 | 20,978,000 | 28,232,000 |
| Allowance for loan losses | 109,000 | 163,000 | 223,000 | 310,000 |
| Securities available for sale | 2,026,000 | 2,280,000 | 2,049,000 | 0 |
| Securities held to maturity | 2,500,000 | 4,495,000 | 4,495,000 | 4,996,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,013,000 | 32,447,000 | 32,849,000 | 36,623,000 |
| Interest-bearing deposits | 21,297,000 | 28,680,000 | 29,415,000 | 32,271,000 |
| Noninterest-bearing deposits | 3,716,000 | 3,767,000 | 3,434,000 | 4,352,000 |
| Equity capital | 4,524,000 | 4,524,000 | 4,385,000 | 5,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 270,000 | 640,000 | 1,105,000 | 1,663,000 |
| Interest expense | 140,000 | 341,000 | 563,000 | 786,000 |
| Net interest income | 130,000 | 299,000 | 542,000 | 877,000 |
| Noninterest income | 17,000 | 32,000 | 62,000 | 91,000 |
| Noninterest expense | 313,000 | 663,000 | 999,000 | 1,260,000 |
| Provision for loan losses | 9,000 | 63,000 | 123,000 | 210,000 |
| Pretax income | -175,000 | -395,000 | -518,000 | -511,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -175,000 | -395,000 | -518,000 | -511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,757,000 | 4,537,000 | 4,414,000 | 5,921,000 |
| Total capital | 4,866,000 | 4,700,000 | 4,637,000 | 6,231,000 |
| Risk-weighted assets | 12,934,000 | 17,993,000 | 22,490,000 | 28,243,000 |