Call reports 2001
FIRST NATIONAL BANK AND TRUST COMPANY, THE — 2001
What FIRST NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 |
|---|---|---|
| Total assets | 226,107,000 | 225,651,000 |
| Total loans | 125,192,000 | 102,344,000 |
| Allowance for loan losses | 2,642,000 | 2,928,000 |
| Securities available for sale | 51,794,000 | 44,060,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 177,940,000 | 178,562,000 |
| Interest-bearing deposits | 152,182,000 | 153,243,000 |
| Noninterest-bearing deposits | 25,758,000 | 25,319,000 |
| Equity capital | 40,792,000 | 40,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 |
|---|---|---|
| Interest income | 3,710,000 | 7,257,000 |
| Interest expense | 1,813,000 | 3,615,000 |
| Net interest income | 1,897,000 | 3,642,000 |
| Noninterest income | 282,000 | 688,000 |
| Noninterest expense | 1,472,000 | 3,561,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 707,000 | 769,000 |
| Income tax | 293,000 | 305,000 |
| Net income | 414,000 | 464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 |
|---|---|---|
| Tier 1 capital | 24,466,000 | 24,338,000 |
| Total capital | 26,266,000 | 25,883,000 |
| Risk-weighted assets | 143,167,000 | 122,222,000 |