Call reports 2026
PREFERRED BANK — 2026
What PREFERRED BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 138,119,000 | 134,473,000 |
| Total loans | 61,255,000 | 62,464,000 |
| Allowance for loan losses | 510,000 | 512,000 |
| Securities available for sale | 56,878,000 | 55,891,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 128,904,000 | 126,220,000 |
| Interest-bearing deposits | 86,497,000 | 85,582,000 |
| Noninterest-bearing deposits | 42,407,000 | 40,638,000 |
| Equity capital | 6,248,000 | 5,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,421,000 | 2,865,000 |
| Interest expense | 288,000 | 569,000 |
| Net interest income | 1,133,000 | 2,296,000 |
| Noninterest income | 113,000 | 236,000 |
| Noninterest expense | 827,000 | 1,696,000 |
| Provision for loan losses | 9,000 | 16,000 |
| Pretax income | 417,000 | 837,000 |
| Income tax | 0 | 0 |
| Net income | 417,000 | 837,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 10,751,000 | 10,589,000 |
| Total capital | 11,306,000 | 11,135,000 |
| Risk-weighted assets | 59,420,000 | 59,789,000 |