Call reports 2012
PREFERRED BANK — 2012
What PREFERRED BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 79,172,000 | 79,263,000 | 79,487,000 | 79,464,000 |
| Total loans | 34,262,000 | 36,024,000 | 36,062,000 | 34,558,000 |
| Allowance for loan losses | 358,000 | 329,000 | 438,000 | 413,000 |
| Securities available for sale | 33,509,000 | 32,176,000 | 32,998,000 | 33,054,000 |
| Securities held to maturity | 0 | 0 | 168,000 | 370,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,638,000 | 70,598,000 | 69,650,000 | 70,618,000 |
| Interest-bearing deposits | 57,597,000 | 58,744,000 | 56,868,000 | 55,581,000 |
| Noninterest-bearing deposits | 13,041,000 | 11,854,000 | 12,782,000 | 15,037,000 |
| Equity capital | 7,654,000 | 7,779,000 | 7,932,000 | 7,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 759,000 | 1,488,000 | 2,228,000 | 2,933,000 |
| Interest expense | 95,000 | 189,000 | 272,000 | 352,000 |
| Net interest income | 664,000 | 1,299,000 | 1,956,000 | 2,581,000 |
| Noninterest income | 149,000 | 273,000 | 398,000 | 496,000 |
| Noninterest expense | 498,000 | 1,000,000 | 1,478,000 | 2,015,000 |
| Provision for loan losses | 1,000 | 3,000 | 5,000 | 5,000 |
| Pretax income | 362,000 | 824,000 | 1,126,000 | 1,324,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 362,000 | 824,000 | 1,126,000 | 1,324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,768,000 | 6,830,000 | 6,783,000 | 6,765,000 |
| Total capital | 7,126,000 | 7,159,000 | 7,221,000 | 7,178,000 |
| Risk-weighted assets | 37,280,000 | 38,729,000 | 38,381,000 | 36,838,000 |