Call reports 2026
MIDLAND FEDERAL SAVINGS AND LOAN ASSOCIATION — 2026
What MIDLAND FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 116,268,000 | 111,234,000 |
| Total loans | 47,858,000 | 49,881,000 |
| Allowance for loan losses | 417,000 | 442,000 |
| Securities available for sale | 2,982,000 | 2,718,000 |
| Securities held to maturity | 46,131,000 | 45,849,000 |
| Trading assets | 0 | 0 |
| Total deposits | 105,925,000 | 100,060,000 |
| Interest-bearing deposits | 89,724,000 | 83,226,000 |
| Noninterest-bearing deposits | 16,201,000 | 16,834,000 |
| Equity capital | 9,667,000 | 9,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,201,000 | 2,643,000 |
| Interest expense | 202,000 | 396,000 |
| Net interest income | 999,000 | 2,247,000 |
| Noninterest income | 313,000 | 477,000 |
| Noninterest expense | 2,425,000 | 4,883,000 |
| Provision for loan losses | 75,000 | 100,000 |
| Pretax income | -1,188,000 | -2,259,000 |
| Income tax | 0 | 13,000 |
| Net income | -1,188,000 | -2,272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 9,645,000 | 9,664,000 |
| Total capital | 10,062,000 | 10,106,000 |
| Risk-weighted assets | 44,491,000 | 40,199,000 |
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