Call reports 2025
MIDLAND FEDERAL SAVINGS AND LOAN ASSOCIATION — 2025
What MIDLAND FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 121,062,000 | 121,649,000 | 119,986,000 | 116,677,000 |
| Total loans | 33,526,000 | 40,808,000 | 40,313,000 | 46,856,000 |
| Allowance for loan losses | 117,000 | 192,000 | 267,000 | 342,000 |
| Securities available for sale | 4,127,000 | 3,867,000 | 3,745,000 | 3,251,000 |
| Securities held to maturity | 47,354,000 | 47,033,000 | 46,713,000 | 46,386,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,629,000 | 109,039,000 | 107,703,000 | 105,242,000 |
| Interest-bearing deposits | 89,523,000 | 90,069,000 | 89,761,000 | 89,206,000 |
| Noninterest-bearing deposits | 20,106,000 | 18,970,000 | 17,942,000 | 16,036,000 |
| Equity capital | 10,886,000 | 12,145,000 | 11,663,000 | 10,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,176,000 | 2,344,000 | 3,423,000 | 4,562,000 |
| Interest expense | 199,000 | 413,000 | 636,000 | 860,000 |
| Net interest income | 977,000 | 1,931,000 | 2,787,000 | 3,702,000 |
| Noninterest income | 32,000 | 103,000 | 389,000 | 800,000 |
| Noninterest expense | 1,152,000 | 2,355,000 | 3,913,000 | 5,952,000 |
| Provision for loan losses | 50,000 | 125,000 | 200,000 | 275,000 |
| Pretax income | -193,000 | -446,000 | -937,000 | -1,725,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -193,000 | -446,000 | -937,000 | -1,725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,798,000 | 12,109,000 | 11,615,000 | 10,831,000 |
| Total capital | 10,915,000 | 12,301,000 | 11,882,000 | 11,173,000 |
| Risk-weighted assets | 30,914,000 | 39,756,000 | 43,210,000 | 45,550,000 |