Call reports 2021
MIDLAND FEDERAL SAVINGS AND LOAN ASSOCIATION — 2021
What MIDLAND FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 127,324,000 | 127,783,000 | 126,618,000 | 128,307,000 |
| Total loans | 34,258,000 | 31,481,000 | 30,351,000 | 29,018,000 |
| Allowance for loan losses | 331,000 | 331,000 | 331,000 | 331,000 |
| Securities available for sale | 24,829,000 | 27,901,000 | 33,659,000 | 41,580,000 |
| Securities held to maturity | 17,279,000 | 19,131,000 | 17,492,000 | 17,914,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,390,000 | 116,798,000 | 116,208,000 | 118,118,000 |
| Interest-bearing deposits | 95,665,000 | 96,543,000 | 96,176,000 | 96,379,000 |
| Noninterest-bearing deposits | 20,725,000 | 20,255,000 | 20,032,000 | 21,739,000 |
| Equity capital | 10,164,000 | 10,102,000 | 9,724,000 | 9,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 545,000 | 1,057,000 | 1,547,000 | 2,040,000 |
| Interest expense | 47,000 | 87,000 | 123,000 | 158,000 |
| Net interest income | 498,000 | 970,000 | 1,424,000 | 1,882,000 |
| Noninterest income | 33,000 | 84,000 | 133,000 | 188,000 |
| Noninterest expense | 714,000 | 1,419,000 | 2,111,000 | 2,826,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -183,000 | -365,000 | -554,000 | -756,000 |
| Income tax | 0 | 0 | -1,000 | -1,000 |
| Net income | -183,000 | -365,000 | -553,000 | -755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,229,000 | 10,047,000 | 9,858,000 | 9,656,000 |
| Total capital | 10,560,000 | 10,375,000 | 10,172,000 | 9,948,000 |
| Risk-weighted assets | 30,285,000 | 26,283,000 | 25,174,000 | 23,363,000 |