Call reports 2019
MIDLAND FEDERAL SAVINGS AND LOAN ASSOCIATION — 2019
What MIDLAND FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 114,988,000 | 114,701,000 | 115,745,000 | 115,900,000 |
| Total loans | 43,831,000 | 42,771,000 | 41,412,000 | 40,485,000 |
| Allowance for loan losses | 338,000 | 338,000 | 336,000 | 330,000 |
| Securities available for sale | 25,864,000 | 26,061,000 | 26,075,000 | 26,100,000 |
| Securities held to maturity | 13,974,000 | 16,155,000 | 16,521,000 | 19,752,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,347,000 | 102,811,000 | 103,902,000 | 103,963,000 |
| Interest-bearing deposits | 92,162,000 | 91,610,000 | 93,599,000 | 92,923,000 |
| Noninterest-bearing deposits | 11,185,000 | 11,201,000 | 10,303,000 | 11,040,000 |
| Equity capital | 10,917,000 | 11,111,000 | 11,114,000 | 11,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 847,000 | 1,709,000 | 2,536,000 | 3,336,000 |
| Interest expense | 82,000 | 176,000 | 274,000 | 372,000 |
| Net interest income | 765,000 | 1,533,000 | 2,262,000 | 2,964,000 |
| Noninterest income | 81,000 | 197,000 | 285,000 | 377,000 |
| Noninterest expense | 838,000 | 1,690,000 | 2,518,000 | 3,312,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 8,000 | 40,000 | 29,000 | 29,000 |
| Income tax | 2,000 | -4,000 | -6,000 | -7,000 |
| Net income | 6,000 | 44,000 | 35,000 | 36,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,838,000 | 10,876,000 | 10,867,000 | 10,867,000 |
| Total capital | 11,176,000 | 11,214,000 | 11,203,000 | 11,197,000 |
| Risk-weighted assets | 32,696,000 | 32,176,000 | 31,537,000 | 31,901,000 |